Terms & Conditions
Effective Date: 20th May 2025
Welcome to Wyndham Finance, the Trading name for Wyndham Limited. By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions ("Terms"). Please read them carefully before using our platform. If you do not agree to these Terms, you may not use our services.
​
1. About Wyndham Finance
Wyndham Finance is a financial services platform that acts as an intermediary, connecting users with lenders, brokers, and other financial service providers. We do not provide loans, financial advice, or act as a direct lender. Our platform is designed to facilitate access to financial products and services.
​
2. Use of the Platform
​
-
Eligibility: You must be at least 18 years old and legally capable of entering into binding contracts to use our services.
-
Account Creation: To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
-
Accuracy of Information: You agree to provide accurate, complete, and up-to-date information when using our platform. Providing false or misleading information may result in account suspension or termination.
​
3. Services Provided
Wyndham Finance provides:
-
Access to a network of lenders and brokers.
-
Tools to facilitate the evaluation of financial products.
-
Communication channels for users to interact with financial service providers.
We do not guarantee the availability, terms, or approval of financial products from third-party providers. All decisions regarding financial services are made solely by the respective providers.
​
4. No Financial Advice
The information provided on our platform is for general informational purposes only and does not constitute financial, legal, or investment advice. You should consult a qualified professional for specific advice tailored to your situation.
5. Third-Party Services
Our platform may include links to third-party websites or services. We are not responsible for the content, policies, or practices of third-party entities. Engaging with third-party providers is at your own risk, and you should review their terms and policies before proceeding.
6. Intellectual Property
All content, trademarks, and other intellectual property on our platform are owned Wyndham Finance or licensed to us. Unauthorised use, reproduction, or distribution of our content is strictly prohibited.
7. Limitation of Liability
Wyndham Finance is not liable for any direct, indirect, incidental, or consequential damages arising from:
-
Your use of or inability to use the platform.
-
Transactions or interactions with third-party providers.
-
Errors or inaccuracies in the information provided.
Our liability is limited to the fullest extent permitted by New Zealand law.
8. Privacy Policy
​
Your use of our platform is governed by our Privacy Policy, which complies with New Zealand’s Privacy Act 2020. This includes details about how we collect, use, and protect your personal information, as well as your rights to access and correct your data. Please review it carefully.
​
9. Compliance with New Zealand Law
​
Wyndham Finance complies with relevant New Zealand laws, including the Consumer Guarantees Act 1993 and the Financial Markets Conduct Act 2013. By using our platform, you acknowledge that these laws may apply to certain services provided by us or third-party providers.
​
10. Financial Services Provider
​
As a financial intermediary, Wyndham Ltd is a registered financial service provider. (ESP10009286 NZBN: 9429047798212)
11. Changes to Terms
​
We reserve the right to modify these Terms at any time. Changes will be effective upon posting on our website. Continued use of the platform after modifications constitutes your acceptance of the revised Terms.
12. Governing Law
​
These Terms are governed by and construed in accordance with the laws of New Zealand. Any disputes arising under these Terms shall be resolved exclusively in the courts of New Zealand.
​
13. Fees
​
-
From 1.50% depending on time and complexity
-
Discussed and agreed in advance
-
Payable on drawdown of the loan
14. Contact Us
​
For questions or concerns regarding these Terms, please contact us at:
​
​
By using Wyndham Finance, you acknowledge that you have read, understood, and agree to these Terms and Conditions.